Abrigo
APRIL 8, 2025
This blog breaks down the pros, cons, and what financial institutions should consider when evaluating their risk rating approach. Is a 2D risk rating model still worth it? An effective risk rating framework is probably the single most important tool a bank can use when it comes to managing credit risk.
Credit Research Foundation
SEPTEMBER 27, 2024
It’s been 16 years since the last major economic downturn – the banking crisis that started in 2007 and was in full impact mode from 2008 through 2010. It’s been noted in a survey that nearly 40% of companies reported reducing their credit department staff during the pandemic. During that period, the U.S. economy shed over 8.7
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Abrigo
AUGUST 5, 2020
Key Takeaways This recession is significantly different than the 2008 financial crisis, creating a unique credit environment for financial institutions. Economic downturns alter the credit memo's content and process to capture credit risk. Mitigate credit risk and drive growth – even in a recession.
Your Virtual Credit Manager
FEBRUARY 13, 2024
After, the Great Recession of 2008, commercial bankruptcies peaked in 2009 and did not drop below pre-recession levels until 2012. Clearly, the level of Business Credit Risk is going to remain elevated as we move through 2024, bringing with it the potential for corresponding increases in bad debt and delinquency.
Your Virtual Credit Manager
MARCH 21, 2023
This is another reason to re-evaluate the credit risks lurking in your AR portfolio. Market volatility is high and will eventually affect main street Investors are skittish as evidenced by the huge sell-off in bank stocks, despite the fact the largest US Banks are on much more stable footing than they were before 2008.
Abrigo
DECEMBER 16, 2014
The survey assessed 91 banks and the lending standards and credit risk for the most common types of commercial and retail credits. Concentrations that showed the most significant signs of easing include leveraged loans, indirect consumer, credit cards, large corporate, and international loans.
Abrigo
JULY 20, 2024
2004-2008: 82.6% Credit risk : In C&I lending, at least part of the collateral is intangible. The emphasis for commercial credit risk management and evaluation is cash flow, fixed charges coverage, and working capital cycles. What will need to change for solid commercial credit analysis ? 2010-2023: 137.3%
Expert insights. Personalized for you.
78 
Let's personalize your content