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December also saw a significant rise in UK cardholders missing one creditcardpayment, which underlines the financial pressures on consumers. The data sample comes from client finance reports generated by the FICO® TRIAD® Customer Manager solution in use by some 80% of UK card issuers.
In a similar vein, the FICO data shows that many of those consumers missing one creditcardpayment in December continued to struggle with their debts in the new year, with a marked increased in two missed payments. However, the balance for two missed payments dropped, potentially reflecting curtailed spending.
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