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13 Surprising Factors That Affect Your Credit Score (and Why Small Business Owners Should Care)

Fundera

But since the economic collapse in 2008, libraries and media rental companies began to fastidiously report delinquent accounts to collection agencies, which in turn rarely fail to notify the credit bureaus. We discussed how hard pulls on your credit can ding your current score. Hard Pulls for Goods and Services.

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How to Accept Credit Card Payments for your Small Business

Lendio

This guide will help you to decide whether you should take advantage of the estimated 441 million open credit card accounts in the United States. Why accept credit cards? Banks, credit card companies, and financial media outlets will tell you that you should definitely accept credit cards as a small business.

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What is APR? The Complete History

Fundera

In the 1980’s, however, this all changed when automakers, among other companies, began to exploit a loophole in which they could reduce finance charges, but make up for it by increasing the price of the car. This is calculated by adding the margin, set by the credit card company, to the index (or reference rate), such as the Prime Rate.

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What Is APR? Here Is Everything That You Need to Know

Fundera

In the 1980’s, however, this all changed when automakers, among other companies, began to exploit a loophole in which they could reduce finance charges, but make up for it by increasing the price of the car. This is calculated by adding the margin, set by the credit card company, to the index (or reference rate), such as the Prime Rate.

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What Is APR and How Is It Calculated?

Fundera

For example, provisions were added to the Mortgage Disclosure Improvement Act of 2008 (MDIA) to provide homebuyers with more concise information. This APR is calculated by adding the margin, set by the credit card company, to the index (or reference rate), such as the Prime Rate.

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The Ultimate Guide to Managing Small Business Finances

Fundera

In this case, the credit bureaus cull information about accounts held under your business’s name from sources including your vendors, trade associations, business credit card companies, and business lenders. Types of Small Business Loans.

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The Ultimate Guide to Managing Small Business Finances

Fundera

In this case, the credit bureaus cull information about accounts held under your business’s name, from sources including your vendors, trade associations, business credit card companies, and business lenders. Types of Small Business Loans.