Abrigo

APRIL 8, 2025

This article covers these key topics: The difference between 1D and 2D risk rating models How CECL has impacted the necessity of a dual approach Why the LGD variable is so difficult to pinpoint Does your risk rating framework align with your CECL needs? Transform CECL data into stress testing insight. Let me explain.

CECL 78

CECL Credit Unions Credit Risk Default 78

Abrigo

DECEMBER 22, 2023

The most-read portfolio risk blogs in 2023 Probability of default, CECL model validation, and stress testing were among Abrigo's top blogs on ALM, CECL, and portfolio risk this year. Those read most often in the past year include several that offer practical advice for operating ALM and CECL models.

CECL 88

CECL Credit Unions Default Credit Risk 88

Abrigo

FEBRUARY 11, 2022

Firm deadline for CECL implementation set As expected, the FASB agreed to uphold CECL’s 2023 implementation date. You might also like " CECL Streamlined: A Webinar Series for 2023 Adopters". Takeaway 1 The FASB agreed to uphold the 2023 implementation date for those that haven’t yet adopted the CECL standard.

CECL 78

CECL Credit Unions Credit and Collections 78

Abrigo

APRIL 7, 2022

Experts answer CECL questions from 2023 adopters Participants in Abrigo's CECL Kickstart webinars asked consultants their questions leading up to the 2023 CECL implementation date. Takeaway 1 Financial institutions brought practical questions to Abrigo consultants during the CECL Kickstart webinar. . CECL Deep Dive.

CECL 78

CECL Credit Unions Default Credit Risk 78

Abrigo

JULY 19, 2019

If a bank failed just under the new $100 billion threshold, it would represent the most significant failure in history, except for Washington Mutual (which failed in 2008 with total assets of $307 billion). Portfolio Risk & CECL. A Practical CECL Action Plan for Credit Unions. Portfolio Risk & CECL.

CECL 97

CECL Credit Unions 97

Abrigo

AUGUST 5, 2020

Key Takeaways This recession is significantly different than the 2008 financial crisis, creating a unique credit environment for financial institutions. Economic downturns alter the credit memo's content and process to capture credit risk. Portfolio Risk & CECL. Improving loan grading in a recession.

Credit Risk 78

Credit Risk CECL Credit Unions Default 78

Abrigo

FEBRUARY 14, 2024

Manage credit losses Monitoring risk changes in CRE loan portfolios The commercial real estate (CRE) landscape is in constant flux, but in recent months, several indicators signal shifts in risk and opportunity for financial institutions.

CECL 78

CECL Credit Risk Credit Unions 78