Fundera

JANUARY 7, 2016

According to the Wall Street Journal , the value of all outstanding small commercial loans (under $1 million) at federally-insured banks declined by 15% between 2007 and 2013. Enterprises that generate daily revenue are well-suited for this lending model, as most short-term loans are automatically repaid through daily ACH transactions.

Credit Scoring 76

Credit Scoring Small Businesses Default Transactions 76

Fundera

JUNE 22, 2016

If you default on your “loan” with a pawnbroker, your credit score won’t report it—but technically, this is a form of alternative lending. In order to balance the scales out—so their businesses don’t fail when some of these riskier investments inevitably default on their loans—alternative lenders are forced to charge higher rates.

Credit Scoring 76

Credit Scoring Small Businesses Default Transactions 76

Fundera

AUGUST 1, 2018

The popular chain got started in 2007 with a single shop in Washington, DC. If you need a small amount of capital at the beginning, you might have no choice but to get a loan, because investors usually don’t transact in such small amounts. Probably even eaten there. Complete Ownership and Lower Costs.

Credit and Collections 111

Credit and Collections Small Businesses Deductions Default 111