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Does bigger mean more efficient?

Abrigo

He pulled numbers from both 2007 and 2014 to elucidate differences in asset categories at present, as well as how they compare over time. After the $100B mark, efficiency ratio actually increased in both the 2007 and 2014 time periods. The $20B - $100B asset range boasted the lowest efficiency ratios in both 2007 and 2014.

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How to develop a sound MBL strategy

Abrigo

Credit unions have seen an unprecedented uptick in business-related loans in recent years, according to the Credit Union National Association’s (CUNA) U.S. Credit Union Profile. From June 2007 to December 2012, MBL volume increased 66 percent, growing from $26.04 Blog Credit Union'

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Community banks’ net income, loan balances increase in 2014

Abrigo

During the year, there were 18 bank failures (the smallest number since 2007) and 274 institutions were absorbed by mergers. Blog Bank Credit Union' “Problem List” hits lowest level since 2008. The FDIC’s “Problem List” dropped to 291 institutions, from 329 in 2013.

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What Percentage of Small Businesses Fail? (And Other Similar Stats You Need to Know)

Fundera

According to a 2007 study , the biggest reason why businesses fail is a lack of sufficient capital plus cash flow problems. In 2015, 40% of surveyed business owners used a bank loan to finance their business (with either a large bank loan, a community bank loan, or a credit union loan). million in 2007 to 8 million in 2012.

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Community banks’ net income, loan balances increase in 2014

Abrigo

During the year, there were 18 bank failures (the smallest number since 2007) and 274 institutions were absorbed by mergers. Blog Bank Credit Union' “Problem List” hits lowest level since 2008. The FDIC’s “Problem List” dropped to 291 institutions, from 329 in 2013.

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Using FinTech to Optimize Real Estate Investments

Due

Ways to Use FinTech for Real Estate Investing The share of direct commercial real estate investment in the housing sector has more than doubled since 2007. Especially popular with commercial buyers, Fiserv also facilitates real estate loans by helping credit unions, banks and mortgage brokers underwrite loans.

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The Upcoming Commercial Real Estate Hurricane

Pactola

Many of these credit unions and banks invested money into treasuries and agencies, locking rates of 10 years below 2%. The last real recession (not including COVID) we experienced was in 2007-2008. This rate was also where Fed Funds sat from 2009-2016. I believe we sit on the edge of a downturn.