Remove 2007 Remove Credit Scoring Remove Transactions
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Working Capital Loans: How to Find the Lowest-Cost Option Available to Your Business

Fundera

For most lenders, you’ll mostly just need to complete an application, have them check your credit score, and show them a few months of business bank statements. All of this is pretty straightforward, but let’s talk real quick about credit scores: Business Credit Scores. Personal Credit Scores.

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Online Credit Reports & How They Are Tracking Everything You Do

Due

Often referred to as credit reporting agencies, these companies work independently. Credit Reports vs. Credit Scores. Your credit scores are also influenced by your credit reports. The reason for this is that credit scores are calculated using information from your credit report.

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When Does Short-term Debt Make Sense?

Fundera

According to the Wall Street Journal , the value of all outstanding small commercial loans (under $1 million) at federally-insured banks declined by 15% between 2007 and 2013. Enterprises that generate daily revenue are well-suited for this lending model, as most short-term loans are automatically repaid through daily ACH transactions.

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Alternative Lending 101

Fundera

If you default on your “loan” with a pawnbroker, your credit score won’t report it—but technically, this is a form of alternative lending. Alternative lenders, on the other hand, accept entrepreneurs with shorter times in business, lower credit scores, less proven revenues and cash flow….

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Using FinTech to Optimize Real Estate Investments

Due

Fintech involves using blockchain, big data, cloud computing or artificial intelligence to complete financial transactions. Ways to Use FinTech for Real Estate Investing The share of direct commercial real estate investment in the housing sector has more than doubled since 2007.