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Often referred to as credit reporting agencies, these companies work independently. Credit Reports vs. CreditScores. Your creditscores are also influenced by your credit reports. The reason for this is that creditscores are calculated using information from your credit report.
While your revenue and creditscores haven’t changed, your application gets rejected. This can happen as the result of a credit crunch — also called a credit crisis or credit squeeze. Suddenly, the party was over, the bad loans were exposed, and the availability of credit was heavily restricted.
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