Remove 2006 Remove Credit Scoring Remove Transactions
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What is Alternative Credit and How Can It Help Borrowers?

tillful

Over the past two decades, the financial services industry has been gravitating towards a more comprehensive approach to credit risk assessment. Credit scoring models alone don’t tell the whole story, so companies are looking to alternative credit data to fill in the gaps. Here are a few examples.

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Improve Your Money Skills in 8 Minutes a Day

Due

It doesn’t matter whether you want an expense tracker app that captures all your transaction data easily, an expense tracking app that automates your job expense reporting process, or one that requires you to manually enter each transaction, there are apps out there for everyone. Practice good credit habits.

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article thumbnail

Improve Your Money Skills in 8 Minutes a Day

Due

It doesn’t matter whether you want an expense tracker app that captures all your transaction data easily, an expense tracking app that automates your job expense reporting process, or one that requires you to manually enter each transaction, there are apps out there for everyone. Practice good credit habits.

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Alternative Lending 101

Fundera

If you default on your “loan” with a pawnbroker, your credit score won’t report it—but technically, this is a form of alternative lending. If it was tough for small business owners to access credit from banks before, then after 2008 it was nearly impossible. In 2006, the top 10 biggest banks in the country lent $72.5