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FDIC: Community banks outperform industry in third quarter

Abrigo

Another bright spot: less than seven percent of community banks were unprofitable – the lowest since the second quarter of 2006. In addition, the pending FASB CECL model is expected to be released in the first half of 2015. Problem Bank List Continues to Decrease.

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Return of the TDR: How to Prepare for Coronavirus-Related Loan Restructurings

Abrigo

Streamline the ALLL while bridging to CECL. CECL & TDRs. Financial institutions that will soon be estimating losses under the current expected credit loss standard, or CECL, haven’t had to think much about TDRs so far, as they’ve been relatively non-existent, but that may change, Camp says. CECL Accounting.

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What are other banks doing with the ALLL?

Abrigo

A more detailed breakdown of responses is highlighted below: Also worth noting is that a significant amount, 17 percent, of respondents mentioned they relied most heavily on “other” qualitative factors that fell outside of the nine recommended in 2006 Interagency Guidance. ”). So what does this mean?

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Putting excess liquidity to work in today’s low-rate environment

Abrigo

These times are different than the early 2000s or even 2006 to 2018 when economic activity was roaring, unemployment was low and financial institution liquidity was tight. Portfolio Risk & CECL. Portfolio Risk & CECL. Lending & Credit Risk. Stress Testing. Drive Growth. Learn More. C&I Loans. CRE Lending.

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