Fundera

SEPTEMBER 1, 2017

Well, if you’re a credit score aficionado like we are, you’ll recognize 850 as the absolute perfect credit score. Out of all your financial numbers, documents, and sheets, your credit score might just be one of the most important attributes out there. Quick(ish) Review: What’s a Credit Score?

Credit Scoring 92

Credit Scoring Bankruptcy Credit and Collections Default 92

Fundera

MAY 10, 2016

Well, if you’re a credit score aficionado like we are, you’ll recognize 850 as the absolute perfect credit score. Out of all your financial numbers, documents, and sheets, your credit score might just be one of the most important attributes out there. Quick(ish) Review: What’s a Credit Score?

Credit Scoring 76

Credit Scoring Bankruptcy Credit and Collections Default 76

tillful

MARCH 8, 2023

Over the past two decades, the financial services industry has been gravitating towards a more comprehensive approach to credit risk assessment. Credit scoring models alone don’t tell the whole story, so companies are looking to alternative credit data to fill in the gaps. Here are a few examples.

Credit Scoring 59

Credit Scoring Credit Reporting Agencies Bankruptcy Credit Risk 59

tillful

MAY 31, 2023

While your revenue and credit scores haven’t changed, your application gets rejected. This can happen as the result of a credit crunch — also called a credit crisis or credit squeeze. Interestingly, some believe that the credit crunch was too extreme and actually slowed down the economic recovery.

Small Businesses 52

Small Businesses Credit Scoring Default Credit Unions 52

Fundera

JUNE 22, 2016

If you default on your “loan” with a pawnbroker, your credit score won’t report it—but technically, this is a form of alternative lending. If it was tough for small business owners to access credit from banks before, then after 2008 it was nearly impossible. In 2006, the top 10 biggest banks in the country lent $72.5

Credit Scoring 76

Credit Scoring Small Businesses Default Transactions 76

Fundera

SEPTEMBER 7, 2016

Let’s take a look at the numbers : In 2006, small business lending was thriving, with the 10 largest banks issuing $72.5 It’s hard to quantify your character, but Wells Fargo does so with your personal credit score. Bankruptcy. billion to small businesses. But in 2014, that number dropped by 38% to only $44.7

Small Businesses 59

Small Businesses Credit Scoring Bankruptcy Credit Reporting Agencies 59

Due

AUGUST 25, 2023

Income Contingent Repayment (ICR) You can opt for ICR if your Parent PLUS loan is part of a Federal Direct Consolidation Loan and entered repayment on or after July 1, 2006. The Department of Education maintains stringent credit requirements for Parent PLUS loan applicants.

Credit and Collections 52

Credit and Collections Credit Unions Bankruptcy Credit Scoring 52