How Is a FICO Score Calculated? 5 Factors That Go Into Your Score
Fundera
MARCH 9, 2019
This can help banks and lenders figure out if you’re overextended and at a higher risk of defaulting on your loans. In 2003, the passing of the Fair and Accurate Credit Transactions Act allowed consumers to get a free copy of their credit report once a year from each of the credit bureaus.
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