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Prepare for stronger C&I lending demand: A $1.7 trillion “wave”

Abrigo

Indeed, measuring C&I balances from the low to the high of an expansionary period shows commercial lending grew by the following amounts during recent upcycles: 1993-2001: 87.5% Credit risk : In C&I lending, at least part of the collateral is intangible. What will need to change for solid commercial credit analysis ?

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Key components of credit risk rating systems

Abrigo

One of the most popular tools to monitor credit risk is a standardized risk rating system. A credit risk rating system provides banks and credit unions the opportunity to grade transactions in their commercial loan portfolio by level of risk. All credit exposures should be rated.

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What Is the SBFE? 

CreditStrong for Business

The organization was established in 2001, and it describes itself as a small business lending trade association. The goal of the organization is to serve the business lending industry by providing accurate and reliable data to help lenders predict small business credit risk. What Information Does the SBFE Collect?

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The 5 Main Business Credit Bureaus

CreditStrong for Business

Plus, if you ever experience problems with one of your business credit reports (i.e. identity theft, credit errors, etc.), knowing which business credit bureau to contact might help you resolve the issue faster. Below is an overview of the five primary business credit bureaus.